Wednesday, July 9, 2014

How to buy a car off Craigslist (and do all the paperwork) in Missouri

Before meeting up

Car seller needs to have:
1. Title of the car
2. (if the bank owns part of the car)A notarized lien release 

Be nice to have:
Safety inspection document (if done recently)
Emissions if the car is less than 18 years old (if done recently)

Someone needs to bring:
Bill of Sale (Form 1957 in Missouri) 

Buyer needs to:





They present original Title (on back, purchaser. Their info as seller. Put date (have 30 days) they sell vehicle. Amount of sale. If on front of title, if there is a leinholder. If there is you need a notorized lein release. 
They will pull their plates. (Apply for temporary plates by a safety inspection, insurance. So you can drive without plates for 30 days, probably, as long as you have a bill of sale and copy of the title, front and back, in the car. And cops should let you go but there are no guarantees. (Known hole in system)

Get a Bill Of Sale( Form 1957 for Missouri. )
Take the Title and lein release and proof of insurance (call insurance company and add the car)
Need safety inspection (without plates is OK-ask if free)
(1996 and above: emissions if in STL or surrounding area, not rural) 

Get paper saying it passes emissions and safety inspection

Personal property tax (waiver you get from assessor’s office 314-615-5500 -need a non-interest or a waiver and they will tell you how to get that. Maybe a download.)-because you haven’t paid personal property tax. 

Bring the waiver into the Local Liscensing office. 

They will take original title, copy of personal property waiver, safety inspection, emissions, bill of sale, insurance. They send those to Jeffoerson city and then you get plates. 4-10 days to get title mailed back to you. 

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